This guide describes the basic processes for requesting credit reports for youth in foster care from the three credit bureaus. It introduces some key benefits and challenges associated with interpreting different types of credit reports and presents decision makers with ideas and approaches to consider in helping youth review their credit reports, resolve inaccuracies and protect against future errors, identity theft or fraud. Finally, it reinforces the importance of good credit as a financial asset that youth can begin to build as they transition out of foster care and into successful adulthood.