Graduating debt-free with a job, this 23-year-old social worker still sees buying a house as out of reach

Austin Urlaub says he comes from a long line of “helpers,” including special education teachers, counselors and psychologists. But the Michigan native is still the first in his family to go directly into social work. He says it’s a calling, that he has “a knack for helping people.” He has served in student government but said many in his social circle questioned his decision to enter the field at first, at least from a financial perspective.