The present study replicated prior research evaluating participants’ preferences for climate-related policies that constrain individual access to high carbon-emitting commodities in order to delay the climate point of no return (Belisle et al. Behavior & Social Issues, 29, 61–77, 2020). We adjusted the monetary discounting questionnaire to model catastrophic financial losses in the form of bankruptcy that could be delayed or avoided by making regular payments per month that may be more analogous to the climate discounting task. We also adjusted the climate discounting task to within the potential lifespan of participants. Results showed close correspondence between discounting curve functions across the two discounting tasks, suggesting that economic analogies including catastrophic outcomes that operate at a longer time scale may be more appropriate. A correlation between the two forms of discounting was not supported.