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The Effect of Long-Term Care Insurance on Home Care Use Among the Disabled Elders

Abstract  

Using the 1998–2004 Health and Retirement Study, this study uses Cox’s model to explore the effects of private long-term care
insurance ownership on first home care use among the disabled elderly. Results show that long-term care insurance ownership
and Medicaid eligibility did not significantly increase the likelihood of using home care services, while income and homeownership
lowered this likelihood. Functional limitation was the key determinant of home care use and those who lived with children
were less likely to use home care services. Based on the findings, this study provides foundations for long-term care policies
and long-term care planning programs.

  • Content Type Journal Article
  • Category Original Paper
  • Pages 1-10
  • DOI 10.1007/s10834-011-9280-1
  • Authors
    • So-Yun Kim, Department of Consumer Sciences, Seoul National University, Bldg. 222, Room 311, Gwanakro 1, Gwanakgu, Seoul, South Korea
    • Gong-Soog Hong, Department of Human Development and Family Studies, Iowa State University, 4380 Palmer, Suite 2330C, Ames, IA 50011-4380, USA
    • Catherine P. Montalto, Department of Consumer Sciences, The Ohio State University, Campbell Hall, Suite 115E, 1787 Neil Avenue, Columbus, OH 43210, USA
    • Journal Journal of Family and Economic Issues
    • Online ISSN 1573-3475
    • Print ISSN 1058-0476
Posted in: Journal Article Abstracts on 03/02/2012 | Link to this post on IFP |
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