Financial Strain, Negative Interaction, Coping Styles, and Mental Health Among Low-Income Latinos

This study examines the relationship between financial strain and depressive symptoms in later life, and potential psychosocial
mediators of this relationship. Drawing on a sample of 214 low-income Latino older adults, we used structural equation modeling
to test the direct effect of chronic financial strain on depressive symptomatology, and the indirect effects via social support,
negative interaction, and coping styles. Findings indicated that financial strain increased the level of depressive symptoms
among this sample. Avoidance and approach-related coping styles emerged as independent determinants of depressive symptoms
albeit in opposite directions; higher levels of avoidance coping was associated with higher levels of depressive symptoms.
Contrary to previous findings on the general population, findings from the current study indicate that social support and
negative interaction were not directly associated with depressive symptoms. Financial strain mediated the effect of sociocultural
(nativity status, years of U.S. residence) and social status factors (age, education) on depressive symptoms. This study highlights
the differential impact of financial strain and coping styles on psychological well-being, and the potential psychosocial
targets of interventions for older adults with chronic health care conditions.