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Young says that’s an aim of the rules. “You can expect to see higher payment rates that may make it more attractive for providers to come in-network,” Young says, meaning therapists should be getting paid more for insurance-covered visits. “You can also expect to see insurers investing in networks for providers other than physicians,” Young says. That means insurance might cover more mental health providers than they did before, such as non-MD therapists, social workers, or telehealth services.