“I was given the card, but no one explained to me how to use it”: Challenges and facilitators of people with disabilities in Indonesia in accessing and using Jaminan Kesehatan Nasional (National Health Insurance) Publication date: June 2026 Source: SSM – Health Systems, Volume 6 Author(s): Luthfi Azizatunnisa’, Hannah Kuper, Ari Probandari, Lena Morgon Banks